A Perfect Guide to Financial Literacy

A Perfect Guide to Financial Literacy

Book – Rich Dad Poor Dad

Author- Robert Toru Kiyosaki

Publisher- Plata Publishing

Genre- Personal Finance & Entrepreneurship

Format- Paperback

Price- INR 499

My Rating- 5/5

Reviewer- Pratyush Jha

During my summer vacations, I developed an interest in finance and the complex world of business. I tried to gain knowledge in this field through the internet. My father noticed my hunger to learn about this topic and gifted me a book he read a few years ago. It was called- ‘Rich Dad Poor Dad- What The Rich Teach Their Kids About Money That The Poor And Middle Class Do Not!’. I first scoffed at the idea of wealth and I viewed businessmen as filthy people who would evade taxes. Reading this book, I realized how wrong I was.

We criticize entrepreneurs and businessmen because we believe they gained immense wealth from shady corporations. But the real reason is that they beat the system. They learned the game of money and mastered it. While we are still working hard for money, they make sure money works hard for them. Instead of breaking our backs for a raise, they work lesser and smarter. They understand the truth about cash. It is simply an illusion!

Multiple aspects of finance are explained in detail in this book. It changes our view of life and clears the financial fog in our brains. We learn the truth about wealth. Our whole life, we are told to work hard and get good grades so we would get a good job and be successful. This motto which our teachers and parents and relatives repeat over and over throughout our lives is a LIE. The only way you make it big in life is via business and managing your finances effectively. Many other harsh truths are uncovered in this book. The author, Robert Kiyosaki, a multimillionaire businessman, explains how we can train our minds and attain the necessary values to receive such wealth.

While the book doesn’t give a specific algorithm to become rich, it offers a guideline providing the crucial information you need to be financially independent. Everyone becomes wealthy in their way. This brilliant book introduces us to the secret of billionaires and how they make money- by investing. This book is the financial key to monetary freedom and teaches us things about money that are important in our lives and enlightens us with something which we would never learn in school.

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This book lays down the foundation of financial literacy. It points out the smart ways we can attain wealth. It points out the faults of the modern education system. School teaches us to study so we can become employees of good companies. This book teaches us to be financially intelligent so we can be the people who hire the employees. Most toppers and academically smart people are struggling to make ends meet nowadays. Even though they are educationally literate, they are not financially literate. This book gives us examples of how we can earn profit simply by smartly investing. It explains the difference between the two most imperative aspects of our finance- an asset and a liability. It explains the difference between the two and how rich people don’t have a high income but earn huge amounts of money from their assets. It shows the difference between the finances of the rich, middle class, and poor people. It gives us a general idea of ways we can earn money smartly just by investing in our assets. It also explains the mindset we should have before taking our first step into financial independence.

It is a wonderful book explaining a topic which we have never learned in our lives- money. My father read the book, but he read it a lot later in his life. It is a brilliant book which should be read by everyone of all ages. The language is lucid and comprehensive and the business terms and jargons used are not so difficult to understand for a layman. Robert Kiyosaki has brilliantly explained why and how the rich have achieved that level of success and how we can also reach that level by investing in our greatest asset- our mind. In a time where jobs are not secure and the economy is changing more rapidly than ever, financial literacy is a must. I highly recommend this book.

About the Reviewer

Pratyush is a proud student at Wisdom World School. A sincere student of class X, he took a fascination with books, sports, and music at a very early stage and which was inculcated in his daily routine. Excelling in Piano grade exams (Trinity College London) and a Red Belt in Karate (Chi Combat System UK), he has been awarded ASA Swimming Stage 5 (UK) and RoboCHAMP Pro Engineer in Robotics. Having received several Head Teacher Awards while schooling in the UK, he has been a consistent performer in his current school in India where he was awarded for his academic excellence on the Annual Prize day. He likes spending hours slumped over a variety of books and which got him to pen down his thoughts in the form of stories and writings as his creative outlet. Imbibing the joys of primary years, he likes playing football and cricket in his pass time.

About the Author

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